Effective date: December 2025

Terms of Service

These terms govern your use of Pocket Flow. By installing or using the app, you agree to them.

Using Pocket Flow

Eligibility

You must be at least 13 years old to use Pocket Flow. By using the app, you confirm that you meet this requirement.

Personal Responsibility

You are responsible for:

  • Maintaining the security of your device and any backups
  • Ensuring the accuracy of data you enter or import
  • Keeping your device updated to protect stored information

Data and Content

On-device Storage

All budgeting data remains on your device unless you export or share it. Pocket Flow does not store or transmit your information to external servers.

Backups & Exports

You can export or back up your data for your own use. You are responsible for safeguarding exported files and any personal information contained within them.

Prohibited Uses

You agree not to reverse engineer, disrupt, or misuse the app. Illegal activity, interference with service operation, or attempts to access other users' data are prohibited.

Disclaimers & Liability

No Financial Advice

Pocket Flow provides budgeting tools only. The app does not offer financial, legal, or tax advice.

Availability

We aim for reliable service but do not guarantee uninterrupted access. Features may change or be discontinued at any time without notice.

Limitation of Liability

To the fullest extent permitted by law, Pocket Flow and its creators are not liable for any indirect, incidental, or consequential damages arising from app use.

Ending Use

Termination

You may stop using Pocket Flow at any time. We may suspend or terminate access for violations of these terms. Upon termination, you should delete the app and any associated data stored on your device if you no longer wish to keep it.